Terms & Conditions

Effective date: January 15, 2026

Important: This document is a general template for contracting and disclosures. It is not legal advice. If you operate in regulated jurisdictions or offer financial products, consult qualified counsel to tailor these terms.

These Terms & Conditions (the “Terms”) govern the provision of educational and professional services by Secure Blockchain Custody LLC (“SBC”, “Company”, “we”, “us”) to the contracting client (“Client”, “you”). By engaging our services or using this website, you agree to these Terms.

1. Company details

Legal name: Secure Blockchain Custody LLC
Address: 159 N. Wolcott St., Suite 133, Casper, Wyoming 82601, United States
Contact email: sbc@secureblockchaincustody.com

2. Services offered

We offer three main services (collectively, the “Services”):

Custody Foundations Workshop: educational sessions focused on self-custody setup, operational security, and safe web3 routines.
Security Audit & Web3 Setup: review of a Client’s custody/security posture and implementation support for a remediation plan.
Collateralized Yield & USDC Credit: for eligible Clients, a digital-asset lending arrangement with optional collateralized USDC lending.

3. Engagement, scope, and deliverables

Each engagement begins with a written scope and/or statement of work (“SOW”) agreed by email.
Unless expressly stated, deliverables may include checklists, reports, recommendations, and templates.
We may decline engagements that present security, legal, compliance, or reputational risks.

4. Client responsibilities

You are responsible for the accuracy of information you provide and for decisions you make based on our guidance.
You must maintain control of your credentials, devices, wallets, and seed phrases. We never request your seed phrase.
You are responsible for complying with the laws, regulations, and tax obligations applicable to you.

5. Fees, invoicing, and payment

Fees are quoted in writing (email/SOW) and may be charged upfront, in milestones, or upon completion.
Unless otherwise agreed, invoices are due upon receipt.
Late payments may result in suspension of Services.

6. No legal, tax, or investment advice

We provide operational education, security guidance, and implementation support. We do not provide legal, tax, or investment advice. Nothing in our Services or materials constitutes a recommendation to buy, sell, or hold any asset.

7. Risk disclosures (digital assets)

Digital assets are volatile and may lose value, including to zero.
Blockchain transactions are typically irreversible.
Security risks include phishing, malware, smart-contract bugs, counterparty failure, and user error.
We cannot guarantee that any security posture prevents loss.

8. Digital-Asset Lending & Credit Agreement (template)

This section provides a standard template of key terms for (i) a Client lending supported digital assets to the Company to earn yield, and (ii) optional USDC loans secured by those assets (the “DA Agreement”). The final DA Agreement is executed separately and may override this summary.

8.1 Parties

Lender/Client: the Client identified in the executed DA Agreement.
Borrower/Company: Secure Blockchain Custody LLC, 159 N. Wolcott St., Suite 133, Casper, Wyoming 82601, United States.

8.2 Loaned assets

Supported digital assets are specified in the executed DA Agreement.
Transfers must be made to addresses designated in writing by the Company.
Network fees are borne by the transferring party unless agreed otherwise.

8.3 Yield / interest on loaned assets

Indicative target yield: approximately 5% APR (variable), unless otherwise stated in writing.
Yield is not guaranteed and may be adjusted for market, liquidity, or risk reasons.
Accrual method, compounding, and payment frequency are defined in the executed DA Agreement.

8.4 Optional USDC credit line

Subject to eligibility, the Client may request a USDC loan secured by pledged collateral.
Loan-to-value (LTV): set in the executed DA Agreement (initial LTV and maximum LTV).
Interest on USDC loan: as defined in the executed DA Agreement.
Interest and principal are payable as defined in the executed DA Agreement.

8.5 Collateral management, margin calls, and liquidation

If collateral value falls and LTV exceeds agreed thresholds, the Company may require additional collateral or partial repayment (“Margin Call”).
If the Client fails to cure a Margin Call within the timeframe in the executed DA Agreement, the Company may liquidate collateral to restore LTV.
Liquidation may occur without further notice if required to protect the Company from loss (as defined in the executed DA Agreement).

8.6 Withdrawals and notice period

Withdrawals are permitted per the executed DA Agreement and may require a notice period (e.g., 30 days) for operational risk management.
Withdrawals may be delayed during force majeure events, market disruption, protocol incidents, or other defined risk events.

8.7 Ownership, rehypothecation, and use of assets

Unless prohibited in the executed DA Agreement, the Company may use, stake, lend, deploy, or otherwise manage loaned assets to generate returns and manage liquidity.
Depending on structure, the Client may not retain a proprietary claim to specific on-chain units, but rather a contractual claim for return of equivalent assets.
Counterparty and protocol risks apply to any deployment strategy.

8.8 No guarantees

The Company does not guarantee principal protection, yield, or availability of liquidity.
Past performance, if any, is not indicative of future results.

8.9 Eligibility, compliance, and prohibited users

Services may be restricted based on jurisdiction, sanctions, AML/KYC requirements, or risk policy.
The Company may request identity and source-of-funds information where required.
You represent that you are not a sanctioned person and will not use Services for unlawful activity.

8.10 Term and termination

The term begins on execution and continues until terminated per the DA Agreement.
The Company may suspend or terminate for breach, fraud, security risk, or legal/compliance reasons.

9. Confidentiality

Each party may receive non-public information. Both parties agree to keep such information confidential and to use it only for performance of the Services, except where disclosure is required by law.

10. Intellectual property

We retain ownership of our pre-existing materials, templates, and methods.
You receive a non-exclusive, non-transferable license to use deliverables internally for your own operations.

11. Limitation of liability

To the maximum extent permitted by law, the Company is not liable for indirect, incidental, special, consequential, or punitive damages, including loss of profits, loss of digital assets, or loss of access. Our total liability for any claim related to the Services is limited to the fees paid for the specific Services giving rise to the claim, unless otherwise required by law.

12. Indemnity

You agree to indemnify and hold the Company harmless from claims arising out of your misuse of the Services, violation of law, or breach of these Terms.

13. Governing law; dispute resolution

These Terms are governed by the laws of the State of Wyoming, United States, without regard to conflict-of-laws rules. Any dispute that cannot be resolved informally may be brought in the state or federal courts located in Wyoming, unless the parties agree to arbitration in writing.

14. Changes to these Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised effective date.

15. Contact

Questions about these Terms? Email sbc@secureblockchaincustody.com.

Company address: Secure Blockchain Custody LLC, 159 N. Wolcott St., Suite 133, Casper, Wyoming 82601, United States